A lease rate factor is the regular lease payment as a percent of the total cost of the leased equipment. Stated another way, if you multiply the lease rate factor by the cost of the leased equipment, you will determine the regular payment amount. The lease rate factor is a simplistic way of getting the payments but it is not that simple.
Have you ever had a detailed Excel schedule that you would like to copy into TValue? With TValue 6, pasting cells from Excel into the TValue cash flow lines is easy. The key is to have the Excel schedule in the same format as TValue. What this means is the cells on a column in Excel need to match the order of fields on a TValue cash flow line. This order is Event | Date | Amount | Number | Period | End Date | Memo. At a minimum, which is what most people need, the first column in Excel should contain the Event name, the second column should contain the Date, and the third column should contain the Amount. Then you can copy those cells from Excel, go to TValue 6, put the mouse on the first cell you want to paste, and click on the Paste icon on the left-hand side. When a Rate Change event, Loan Details, and/or Special Series is added, additional columns may be needed.